Newsletter Sample
A representative issue of the Funditia bi-weekly briefing — the exact educational format subscribers receive in their inbox.
Every Funditia briefing follows the same structure: one featured guide in depth, one practical quick tip, and a plain-language summary of the week's CFPB/FTC consumer-protection developments. Educational content only — no promotions.
Funditia Briefing
Credit Utilization Ratio Explained
Your card reports its balance on the statement closing date — not after your payment. We break down the formula, the per-card vs aggregate distinction, and the single mid-cycle payment that changes what scoring models see.
Read the GuidePaying before the statement closing date — not just the due date — controls the balance your issuer reports to the bureaus.
New CFPB guidance and FTC consumer alerts summarized in plain language, with links to the primary source documents.
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